Money can buy almost anything, except morals, manners, virtues and integrity. Anyone who puts these things for sale is JUST PLAIN CHEAP!
Do not do business with people who cannot keep their word and whose interest is only for the self. You will suffer loss as a certainty. MONEY is the ACID TEST of CHARACTER.
Many people use their credit cards and spend with careless abandon. A credit card enables you to buy things you don’t need, with money you don’t have, from people you don’t know, in order to impress people you don’t like.
Be responsible with credit cards. Nothing wrong with cards but if you cannot manage yourself then I would suggest you don’t use it. SAVE. But don’t save to save. Save to invest because invest is best! 😉
All we need is a little bit of everything and a whole lot of ISA.
Source: Acid Test of Character